A single data breach or ransomware incident can cost a small business far more than a year of premiums. Cyber coverage protects you from that exposure.
Policies can help pay for breach notification, credit monitoring, legal response, and business interruption after an attack. How much you need depends on how much customer data your business holds.
We tailor coverage to what your business actually holds and depends on.
Who this is for
Any business that stores customer or employee information, takes payments, or depends on its systems to operate.
What we look at
What data your business holds, and how much of it
What the policy pays for: response, notification, legal costs and lost income
Security steps insurers may require, such as multi-factor authentication and backups
Limits and waiting periods for business interruption
Questions worth asking at your next review
- What would a breach cost us, step by step?
- Does the policy require security controls we do not have yet?
- Would it cover the income we lose while systems are down?
Not sure of the answers? That is what the conversation is for. Les will walk through your current coverage with you.
