General liability is the foundation of business protection, covering third-party bodily injury, property damage, and the legal costs that come with a claim.
We size your policy to your actual risk (foot traffic, contractors on site, products sold) so you are not overpaying for coverage you do not need or underinsured where it counts.
Often required by landlords and clients before you can even sign a contract.
Who this is for
Business owners of any kind who deal with customers, clients, contractors or a physical location.
What we look at
Limits per occurrence and in total, and whether they meet your contracts
Which operations are listed, since premiums may be audited
Whether additional insured or waiver requirements from clients are covered
What general liability does not cover: professional errors, employee injuries, your own property and vehicles
Questions worth asking at your next review
- Do my limits meet what my landlord and clients require?
- Are my payroll and sales estimates accurate, or will an audit surprise me?
- Which claims would fall outside this policy?
Not sure of the answers? That is what the conversation is for. Les will walk through your current coverage with you.
