Business Insurance

Professional Liability Insurance

Coverage for claims of negligence or error.

If your business gives advice, provides a service, or delivers work a client could claim was negligent, professional liability, also called errors and omissions, covers the legal defense and any settlement.

General liability will not cover a claim about the quality of your professional work. This policy fills that gap.

We tailor limits and coverage to your specific profession and client contracts.

Who this is for

Consultants, advisers, contractors and other service businesses whose work a client could dispute.

What we look at

  • Whether the policy is claims-made, and what the retroactive date is
  • Whether defense costs count against your limit
  • What your client contracts require you to carry
  • Whether the coverage matches the services you actually provide today

Questions worth asking at your next review

  • Do defense costs reduce my limit?
  • What is my retroactive date?
  • Does this policy fit the way I work with clients today?

Not sure of the answers? That is what the conversation is for. Les will walk through your current coverage with you.

Ready to see what this looks like for you?

Get a Free Consultation

GoToBenefit is an independent insurance agency. Coverage, eligibility and availability vary by carrier, policy and state. Nothing on this page is a quote or a guarantee of coverage.