If your business gives advice, provides a service, or delivers work a client could claim was negligent, professional liability, also called errors and omissions, covers the legal defense and any settlement.
General liability will not cover a claim about the quality of your professional work. This policy fills that gap.
We tailor limits and coverage to your specific profession and client contracts.
Who this is for
Consultants, advisers, contractors and other service businesses whose work a client could dispute.
What we look at
Whether the policy is claims-made, and what the retroactive date is
Whether defense costs count against your limit
What your client contracts require you to carry
Whether the coverage matches the services you actually provide today
Questions worth asking at your next review
- Do defense costs reduce my limit?
- What is my retroactive date?
- Does this policy fit the way I work with clients today?
Not sure of the answers? That is what the conversation is for. Les will walk through your current coverage with you.
